Debt Advisory & Financing
Financing that gives you the flexibility to take the next step
Growth, investment, refinancing or an acquisition is not just about raising financing. Equally important are the structure, flexibility and conditions under which that financing is arranged.
A well-constructed financing structure creates room for growth, strengthens your negotiating position and helps you realize strategic ambitions. The wrong structure can actually impose restrictions on future choices.
Florijnz assists entrepreneurs, shareholders and investors with complex financing issues within medium-sized companies. From analysis and structuring to market approach, negotiation and closing.
Not as an isolated financing solution, but as part of a broader corporate finance approach.
Financing as a strategic issue
Financing has long since ceased to be just about interest rates or lines of credit.
In practice, it is increasingly about finding the right balance between capital, risk, flexibility and future-proofing.
What financing mix suits your company?
How much room is actually within debt capacity?
What conditions influence future growth or a possible sale?
And which financier fits your situation best strategically?
This is precisely where the added value of Debt Advisory arises.
Florijnz looks not only at whether financing is possible, but especially at how it can best be arranged strategically. We combine knowledge of financing structures with experience in acquisitions, valuations, growth issues and business succession.
When to call on Florijnz?
You turn to Florijnz for financing issues that require structure, direction and negotiating power.
This may involve growth, impactful investments, refinancing or financing an acquisition, for example. Similarly, if your existing financing no longer fits the current phase of your business, or if bank financing does not offer sufficient scope, a broader view of the financing market may be necessary.
In addition, we assist trajectories where insufficient time, capacity or specialized expertise is available to organize the financing process independently.
Common situations include:
Acquisition finance
In an acquisition, speed, certainty, and structure are key. Florijnz advises entrepreneurs, investors, and management teams on financing strategic acquisitions, buy-and-build transactions, management buyouts, and management buy-ins. In doing so, we consider not only the amount of financing but also the composition of the capital structure, terms and conditions, collateral, and the remaining flexibility after closing.
Growth financing
Growth often requires additional capital—for example, for working capital, expansion, investments in production assets, internationalization, or strategic acceleration. Florijnz helps secure appropriate growth financing through bank financing, asset-based financing, lease arrangements, non-bank solutions, or a combination with equity financing.
Refinancing and optimization
A financing structure that was once appropriate may no longer align with your company’s current situation. We analyze your existing financing package and identify opportunities for optimization in terms of costs, margins, flexibility, covenants, collateral, and availability of capital.
Non-banking financing
The financing landscape has changed significantly. Banks have become more selective, while alternative lenders have grown substantially. Thanks to a broad network of banking and non-banking lenders, we help develop customized solutions, even when traditional bank financing does not offer sufficient options.
Venture capital
Some situations call for additional flexibility or a different balance between debt and equity. Examples include mezzanine financing, subordinated loans, or private equity. We first make optimal use of senior financing capacity and supplement it with risk-bearing capital where necessary.
Business succession
For family-owned businesses, financing issues often play a key role in the transfer of ownership to the next generation or to the current management. Florijnz guides these processes, including the financing structure necessary to ensure continuity, feasibility, and a smooth transition.
Our approach
Financing is customized. Every business, transaction and growth stage requires its own approach.
Analysis
We assess your financing needs, strategic objectives, and financial capacity. In doing so, we examine your market position, cash flows, dependencies, growth plans, and risks.
Structuring
Based on our analysis, we develop a suitable financing structure, including senior debt, alternative financing, risk-bearing capital, hybrid forms, covenants, and flexibility.
Selection
We determine which financiers are the best fit for your company, the purpose of the financing, and the desired structure: banks, debt funds, private debt providers, or investors.
Positioning
Florijnz provides the necessary supporting analysis, documentation, and presentation materials for financiers, such as an information memorandum, financial analysis, and a clear explanation of strategy and risks.
Negotiation
We assist with negotiations regarding interest rates, term, repayment structure, collateral, covenants, and flexibility. The terms ultimately determine the quality of the financing.
Closing
We manage the process through to completion, coordinating between financiers, business owners, legal counsel, and other stakeholders to ensure that the process is completed carefully and efficiently.
Why Florijnz?
Double perspective
Florijnz combines experience on both the banking and non-banking side. As a result, we understand how financiers think, assess and decide.
That knowledge helps position financing applications effectively and achieve better terms.
Wide network
In addition to banking channels, Florijnz has access to a broad network of alternative financiers at home and abroad.
That expands your options, especially in trajectories where traditional financing is not a given.
Strategic structuring
We look beyond raising capital.
A good financing structure should fit the phase of your business, provide room for future growth and fit the risk profile of you as an entrepreneur.
Pragmatic execution
Florijnz takes direction of the entire process.
From analysis and documentation to market approach, negotiation and closing. So you can stay focused on your business, while the financing process is professionally supervised.
One point of contact
Debt Advisory within Florijnz is not separate from valuation, acquisitions or strategic issues.
It is precisely the combination of corporate finance expertise and financing knowledge that allows us to guide you integrally through important moments in the development of your company.
Meet Bas Gunnink
Bas Gunnink is Director at Florijnz Corporate Finance and focuses on Debt Advisory and strategic financing issues.
He has extensive experience in structuring and realizing complex financing and capital structures. From his banking background, he has assisted companies with investment issues, growth, refinancing and acquisition projects within the midmarket segment.
Within Florijnz, Bas helps entrepreneurs, shareholders and investors realize financing structures that fit their ambitions, risks and next phase approach.
Contact us.
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“A successful transaction starts with the right questions. Let’s work together to find the best path forward for your business.”